:root{
  --paper:#F7F5F0; --paper2:#EFEBE2; --ink:#23211E; --ink2:#6E6A61;
  --navy:#23344E; --accent:#2C3E5E; --accent2:#3C5074; --line:#DED9CF;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);
  font-family:Jost,Futura,"Century Gothic",system-ui,-apple-system,sans-serif;
  font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:"Times New Roman",Times,serif;font-weight:400;line-height:1.15;color:var(--ink);margin:0 0 .5em}
h1{font-size:2.6rem;letter-spacing:-.01em}
h2{font-size:1.8rem;margin-top:1.6em}
h3{font-size:1.25rem}
a{color:var(--accent);text-decoration:none}
a:hover{color:var(--accent2);text-decoration:underline}
p{margin:0 0 1.1em}
.wrap{max-width:820px;margin:0 auto;padding:0 24px}
.kicker{font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;color:var(--ink2);margin-bottom:.6em}
/* top bar */
.top{border-bottom:1px solid var(--line);background:var(--paper)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:18px;padding-bottom:18px;max-width:1080px}
.brand{display:flex;align-items:center;gap:12px;font-family:"Times New Roman",Times,serif;font-size:1.15rem;color:var(--ink)}
.brand img{height:40px;width:auto;display:block}
.top nav a{color:var(--ink2);font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;margin-left:22px}
.top nav a:hover{color:var(--accent)}
/* hero */
.hero{background:var(--navy);color:#fff;padding:72px 0 60px}
.hero .wrap{max-width:900px}
.hero h1{color:#fff;font-size:3rem;max-width:16ch}
.hero p{color:#D7DEE9;font-size:1.15rem;max-width:60ch}
.hero .kicker{color:#9FB0C6}
/* sections */
main{padding:56px 0 20px}
.lead{font-size:1.22rem;color:var(--ink);max-width:62ch}
.rule{height:1px;background:var(--line);border:0;margin:42px 0}
.stat-row{display:flex;flex-wrap:wrap;gap:28px;margin:26px 0 8px}
.stat{flex:1 1 160px;border-left:2px solid var(--accent);padding:4px 0 4px 16px}
.stat b{font-family:"Times New Roman",Times,serif;font-size:2.1rem;display:block;line-height:1}
.stat span{font-size:.9rem;color:var(--ink2)}
.cards{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:24px 0}
.card{border:1px solid var(--line);background:#fff;border-radius:10px;padding:22px 24px}
.card h3{margin-top:0}
.card p{color:var(--ink2);font-size:.98rem;margin-bottom:.6em}
.tag{display:inline-block;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);background:var(--paper2);border-radius:20px;padding:4px 12px;margin-bottom:12px}
blockquote{margin:1.4em 0;padding:2px 0 2px 22px;border-left:3px solid var(--accent);font-family:"Times New Roman",Times,serif;font-size:1.35rem;font-style:italic;color:var(--ink)}
.btn{display:inline-block;background:var(--navy);color:#fff;padding:13px 26px;border-radius:6px;font-size:.9rem;letter-spacing:.04em;margin-top:8px}
.btn:hover{background:var(--accent2);color:#fff;text-decoration:none}
/* footer */
.foot{background:var(--navy);color:#C9D3E1;margin-top:60px;padding:48px 0 40px}
.foot .wrap{max-width:1080px}
.foot h3{color:#fff;font-size:1.3rem}
.foot a{color:#E7EDF5}
.foot .small{font-size:.85rem;color:#9FB0C6;line-height:1.7}
.foot .cols{display:flex;flex-wrap:wrap;gap:40px;justify-content:space-between}
@media(max-width:680px){
  h1{font-size:2rem}.hero h1{font-size:2.1rem}.cards{grid-template-columns:1fr}
  .top nav{display:none}
}